Cashback means that you get a portion of your net loss or turnover back in cash (or bonus money). Below, we explain the calculation logic, typical percentages and limits, and highlight the best cashback examples for Estonian players in 2025. At the end, we have a strategy on who can truly benefit from cashback.
What is cashback and how is it calculated?
Net loss vs bet, cash vs bonus money
- Net loss (lossback): a % of the period's loss is returned (e.g., 10% of weekly net losses).
- Turnover/bet (turnoverback): % of placed bets (e.g., 2.5% of turnover) – also applies if you ended up in profit.
- Cash vs bonus money: cash cashback is generally wager-free; bonus money may have a wagering requirement (e.g., 10x–35x). Always check the T&Cs.
Percentages and “cap”
Typical range (5–25%), weekly vs daily
- Percentages: cashback in casinos often stays within the 5–15% range (different verticals may have specific rules; e.g., live casino weekend 10% offers). :contentReference[oaicite:0]{index=0}
- Cap (upper limit): campaigns usually have a daily or weekly limit (e.g., up to €50–100; higher for VIPs). :contentReference[oaicite:1]{index=1}
- Frequency: the most common is weekly cashback; some brands also have a specific day of the week (e.g., “Cashback Monday”). :contentReference[oaicite:2]{index=2}
Best Cashback Programs in Estonia 2025
Comparison chart: % | cap | wagering | games
| Casino | Cashback % | Cap | Wagering | Note / Games |
|---|---|---|---|---|
| Betsafe | 10% (live) | up to €100 | Usually cash (campaign-based) | Weekend live casino cashback. :contentReference[oaicite:3]{index=3} |
| OlyBet | 10% (E–T slots); 1% on selected games | up to €50 (E–T) | Campaign-based | “Fresh Start” E–T 10% slot cashback; “Provider of the Week” 1% on selected games. :contentReference[oaicite:4]{index=4} |
| Coolbet | VIP: 10% (day of the week based) | up to €5,000 | Wager-free (campaign conditions apply) | “Cashback Monday”; higher rate for VIPs, minimal conditions. :contentReference[oaicite:5]{index=5} |
| Optibet | Variable (campaigns) | Campaign-based | Campaign-based | Active promo pages show ongoing cashback campaigns. :contentReference[oaicite:6]{index=6} |
Note: percentages and caps are campaign-based and may change; always check the respective casino's campaign page before participating. If you are looking for a wider selection, check the sections reliable casinos, Estonian casinos, and new online casinos.
Strategy: Who Benefits from Cashback?
Slot fan vs live player, high-roller profile
- Slot fan: look for low or no-wagering cashback and campaigns that cover your favorite provider games.
- Live player: preferred are weekend or specific day cashbacks (e.g., 10% live tables) – consolidating volume into one period maximizes returns. :contentReference[oaicite:7]{index=7}
- High-roller: ask your account manager for a higher cap or personalized lossback; VIPs often have priority withdrawals and special conditions. :contentReference[oaicite:8]{index=8}
Summary – The Formula for “Truly Beneficial” Cashback
Good cashback = (clear % and cap) + (wager-free or low wagering) + (games you actually play) + (timing that fits your rhythm). Always compare T&Cs, take a screenshot before making a deposit, and set limits responsibly. If you want to start safely, browse our reviews: Estonian casinos, reliable casinos, no-account casinos.
Frequently Asked Questions
Is cashback always wager-free?
No; on some platforms, cashback is in cash, while others offer bonus money with wagering requirements—always check the T&Cs.
Does cashback reduce VIP points?
Usually not, but some programs do not count points on returned amounts—check the rules.
Do live bets count towards cashback?
Depends on the campaign; often only slots apply, live may be separate or excluded.
Can cashback be combined with other bonuses?
Most of the time, no (one promo at a time), but some brands allow exceptions or priority rules in T&Cs.
