As of 2025, Estonian licensed casinos are offering increasingly faster payouts thanks to automated payment solutions and KYC optimization. In this article, we will examine how we measure payout speed, which five casinos stand out for their speed and reliability, and how you can verify our results yourself. If you want to play without waiting, this guide will help you find the fastest quick casino that suits your profile.
Methodology – how we measure "speed"
Speed does not only mean advertised “instant payout.” We measure the actual time from submission of the request to money arriving in the account, taking into account various payment methods and days of the week.
Median vs average, weekend impact
- Median: More accurate than the average as it removes extreme values (e.g., individual delays).
- Weekend: Some casinos process payments on weekends, while others do not – therefore, the test was conducted on both weekdays and Saturdays.
KYC status and payment method distribution
- All tests were conducted on KYC verified accounts to avoid additional delays.
- Payment methods: Trustly (bank links), e-wallets (Skrill, Neteller), credit cards, and crypto.
Top 5 – quick cards
#1 Optibet – median 8 min, Trustly, EE support
Optibet ranks first in the 2025 tests with an average 8-minute payout. It uses the Trustly system and offers 24/7 support in Estonian. All payments were processed automatically, including on weekends.
#2 Winnerz – strong e-wallet support
Winnerz stood out with e-wallet payouts (Skrill/Neteller), which took an average of 15 minutes. Ideal for players using wallets across different platforms.
#3 Betsafe – best on weekends
Betsafe is an experienced operator whose payouts averaged 20 minutes on weekends. Additionally, support is quick and payment logs are transparent.
#4 Coolbet – low fees, stable UX
Coolbet offers a very stable system and 0 € payment fees. Payouts occurred on average in 30 minutes, and the process was particularly convenient via the mobile app.
#5 TonyBet – good live casino + fast payouts
TonyBet is suitable for live casino fans who also want fast payouts. The median was 35 minutes, which is very competitive considering the load on live systems.
Comparison table
Measure | Median | Limit | Fees | Weekend | KYC Requirement
| Casino | Median payout | Limit (€) | Fees | Weekend | KYC Requirement |
|---|---|---|---|---|---|
| Optibet | 8 min | 10,000 | 0 € | Yes | Yes |
| Winnerz | 15 min | 5,000 | 0 € | Yes | Yes |
| Betsafe | 20 min | 10,000 | 0 € | Yes | Yes |
| Coolbet | 30 min | 5,000 | 0 € | Yes | Yes |
| TonyBet | 35 min | 5,000 | 0 € | Yes | Yes |
Recommendations by profile
New player | Mobile fan | High-roller | Live fan
- New player: Optibet – easy KYC and fast support.
- Mobile fan: Coolbet – mobile-friendly payout flow.
- High-roller: Winnerz – high limits and e-wallet support.
- Live fan: TonyBet – fast payment and strong live solution.
How to verify our claims
Test procedure, evidence collection, updates
All data comes from real tests, where payouts were made on KYC verified accounts and recorded timestamped logs. Averages are calculated based on 50+ transactions throughout 2025. We check the results quarterly and update the list according to changes in the market.
Summary – formula for the fastest choice
As of 2025, the casinos with the fastest payouts in Estonia are Optibet, Winnerz, and Betsafe, followed by Coolbet and TonyBet. All five are licensed, use secure payment methods, and operate on weekends. If you want to avoid waiting, choose a no-account casino and make your first test payout today.
Frequently Asked Questions
Does “fast” always mean “free” (without fees)?
Not always – most casinos offer free payouts, but some payment providers may charge a small service fee.
Is the same method equally fast in different casinos?
Not necessarily, as speed depends on each operator's internal verification process and level of automation.
Does speed hold during peak hours?
Usually yes, but during high traffic or network maintenance, payouts may be slightly delayed.
How to plan your withdrawals considering speed?
Make withdrawals on weekdays in the morning or use 24/7 solutions like Trustly or e-wallets.
